500 W. Main
Russellville, AR 72801
Office: 479-968-5211
 Fax: 479-968-7568
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Blog: Mortgage Information

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Coldwell Banker
James R. Ford & Associates

500 West Main Street
Russellville, AR 72801
 Office: 479-968-5211
 Fax: 479-968-7568
Info@RussellvilleColdwellBanker.com

Testimonials

Stop looking, you found your Realtor. I am a Realtor myself and have made my share of personal real estate transactions, and Sandy is the cream of the crop. She is a tireless worker, she doesn't stop at the extra mile, she keeps going. No matter how big or small the transaction, she gives exemplary service, prompt, professional and ethical. She is the best. Cheryl
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